Our most affordable plan option for the employee who still desires access to PPO stateside care

  • National PPO Network – PHCS National Practitioner and Ancillary PPO network of over 975,000 providers 


  • Express Scripts – Pharmacy Network in US/USVI/PR


  • Unlimited Telemedicine –  Teladoc 24/7 at $0 Copay


  • Air Ambulance – 24/7 Emergency Air Ambulance at $0 Copay


  • MyDecision – stateside providers for certain surgeries or medical services at $0 Copay


  • Healthcare Bluebook – see quality ratings on hundreds of procedures across thousands of hospitals

Affordable Benefit choices for you and your employees

Looking for a solution that you can keep for more than a year? At Elan, We work hard to provide you with the best group health insurance for your dollar. We have a solution with a single-digit rate increase for the last 3 years! On Average, our rates have increased by only 3-8% yearly.

Discover the Elan Difference!

1 in 5 Employers have made the switch. We partnered with the leading service providers to offer Innovative Solutions.

Get More for Less

  • Reduced Out of Pocket Costs
  • Benefits Your Employees Understand
  • Sustainable Rates, No Surprises

Other Great Benefit Plan Options

  • All Plans have Stateside and Local Access to Medical Care
  • Savings up to 30% or more to comparable plans
  • Unlimited Telemedicine with $0 Copay included
  • Local Dental and Vision included
  • 24/7 Emergency Air Ambulance plus $2M in emergency coverage plus much more

We can improve your coverage options and likely save you money. Get your FREE, personalized insurance assessment now!

For Employers, we provide:

  • Options that may lower your overall costs and discounts on employer contributions
  • Potential for increased employee participation for employees opting out of traditional plans or can’t afford standard coverage
  • A happier, healthier, and more loyal workforce

For Employees, we provide:

  • Choices – your employees can choose the plan that is right for them
  • Access to Local & Stateside Care
  • Air ambulance coverage plus $2 million in coverage in case of an emergency.
  • Award-winning local service
Elan insurance works hard to insure our employees and their families get the best care.Their staff is always available, friendly and extremely helpful! We were very excited to learn about them and join their growing list of happy clients!
- Stephanie Schlueter
Quality Food St Croix
We are committed to the Islands and our dedication to service is part of that commitment.
Contact Us and let us show you how.