Group

Group

The Power of Choice

Living in the Islands is different.

We know. We live here too. That is why we created multiple plans to fit different situations. 

The Virgin Island workforce needs access to more affordable, high-quality care. We’ve connected with like-minded, top local medical teams and leading health systems to ensure our members get personalized care at lower costs.

The High-Cost Low Satisfaction USVI
Insurance Loop
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Tired of the Same Benefit Challenges?

  • Double-Digit Rate Increases
  • Limited Plan Options
  • No Options for Opt Opt-Out or Part-Time Employees
  • Expensive Stateside PPO Plans
  • One Expensive Option for All Employees
  • Limited Non-Local Support
Elan created plans to meet the needs of Employers and Employees. The right health plan attracts the right employees. Our team can help you find coverage that suits your business and keeps your employees happy too!

ELAN provides something no other company in the USVI offers -Choices

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Plan designed for the employee who wants a branded network and regularly goes stateside for medical care

Our more affordable plan option for the employee who still desires access to PPO stateside care

Our most affordable medical plan. Great for the employee who would otherwise not be able to afford coverage

Great for the employee that wants coverage in case of a life threatening emergency

Plan designed for the employee who wants a branded network and regularly goes stateside for medical care

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Our more affordable plan option for the employee who still desires access to PPO stateside care
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Our most affordable medical plan. Great for the employee who would otherwise not be able to afford coverage
Great for the employee that wants coverage in case of a life threatening emergency

Talk to a representative, today!

Call: 1.305.890.1544 (Monday to Friday | 8:00 a.m. to 5:00 p.m. EST Time)

Email: sales@elan.insure

For Employers, we provide:

  • Options that may lower your overall costs and discounts on employer contributions
  • Potential for increased employee participation for employees opting out of traditional plans or can’t afford standard coverage
  • A happier, healthier, and more loyal workforce

For Employees, we provide:

  • Choices – your employees can choose the plan that is right for them
  • Access to Local & Stateside Care
  • Air ambulance coverage plus $2 million in coverage in case of an emergency.
  • Award-winning local service

Why Elan?

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GLOBAL RESOURCES

  • Financial Stability: Rated “B+” by A.M. Best
  • Personalized Service: Local Sales and Service Team
  • Comprehensive: All Plans are ACA Compliant
  • World Class Partnerships: Odyssey Re, A.M. Best, Aetna’s National Network, HealthSmart & Express Scripts, to name a few

GLOBAL RESOURCES

  • Odyssey Re: Reinsured by an “A” rated company
  • Aetna’s National Network: Access to more than 1M providers, 8,000 hospitals, and 500 Centers of Excellence in the U.S.
  • Express Scripts: Pharmacy benefits managed by one of the Top 3 pharmacy administrators in the U.S.
  • HealthSmart: Claims handled by the premier third-party claims administrator in the U.S. with over $6B in claims